For Intended Parents
Costs and Insurance
Surrogacy is a significant investment, and you deserve to see exactly where it goes. Here is a clear, itemized picture. Every family is different, so treat these as careful estimates rather than a final quote.
Total estimated cost
$200,000 to $250,000
Excludes embryo creation
Surrogate base compensation
$60,000 to $100,000
Depending on the surrogate chosen
Base compensation varies with each surrogate’s situation. Factors that affect this number include geographic location, experience, and health insurance status.
Additional compensation
Not included in base compensation.
- Legal signing bonus$3,000
- Non-accountable monthly allowance ($300 per month)$4,500
- Start of medications fee$500
- Mock cycle fee$500
- Canceled cycle fee$500
- Embryo transfer fee$1,000
- Invasive procedure fee$1,000
- Termination of pregnancy fee$2,000
- Cesarean section fee$4,000
- Multiples fee, per additional fetus$7,500
- Maternity clothes (plus $500 if carrying multiples)$1,200
- Breastmilk for 3 weeks$1,000
- Employment-based health insurance bonus$3,000
Reimbursements to the surrogate
- Massage and chiropractic care$2,000
- Child care, as neededup to $100 per day
- Housekeeping allowance$1,600
- Counseling provisionsup to $2,000
- In-person hospital and doula supportup to $2,000
- Domestic travel expenses for screening$3,000
- Domestic travel expenses for transfer$4,000
Lost wages
- Surrogate lost wagesactual cost, approx. 8 weeks
- Surrogate’s spouse or partner lost wagesactual cost, up to 9 days
Insurance
- Accidental death premiumup to $1,100
- Loss of reproductive organ or ability premium$250
- Surrogate health insurance and medical expenses$17,000 to $25,000
Professional expenses
- Attorney fees (retainer with the surrogate’s own counsel)$1,000
- Psychological evaluations$1,500
- Surrogacy legal agreement fees$6,000
- Parentage legal fees$5,000
- Escrow, held through a third-party escrow company or attorney$1,850
- Agency feeplease contact us
Medical
- Medical screening$3,000
- Cycling medications$2,000
- Monitoring costs$3,000
- Donor egg cycle$20,000
- IVF expenses$20,000 to $55,000
Want to walk through the numbers?
We are happy to share a sample budget and talk through what your situation would actually look like. There is no pressure, and no obligation.